Update: The FDIC Just Stopped Disclosing “Problem Bank” Assets—Here’s Why That Matters

An update to The FDIC is Being Dismantled—Most Won't Realize It Until It's Too Late

Feb 26, 2025

It is not my intention to track daily news but rather to expose the patterns behind the chaos unfolding. However, this is an important update to yesterday’s article I felt you all should know. If you’d like to know how to take action, refer to The Playbook for Resisting a Banking Collapse.

Yesterday, the FDIC quietly announced that it will no longer disclose the total assets of banks on its “Problem Bank List,” citing concerns that such transparency could trigger a disorderly bank run. In plain terms: The public will no longer have access to information about the financial health of struggling banks—until it’s too late.

This is a significant shift. Historically, the FDIC has reported both the number of troubled banks and the total assets they hold, giving depositors and analysts insight into the scale of potential risk. Now, we’re only getting half the picture. If a major bank is teetering on collapse, the FDIC is essentially choosing to keep that information hidden rather than risk market reactions.

This tactic isn’t new. We’ve seen similar plays before—during the 2008 financial crisis, regulators downplayed risks while banks crumbled, leaving the public blindsided. More recently, the collapses of Silicon Valley Bank and Signature Bank were worsened by delayed disclosures and misleading reassurances about stability. When transparency is treated as a threat, it signals that the system is already fragile.

The move suggests regulators see a real risk of financial instability but prefer managing perception over addressing the root problem. If they were confident in the system’s strength, transparency wouldn’t be a threat. Instead, they are effectively saying: If the public had full transparency, it could trigger the very instability regulators are trying to avoid.

For those paying attention, this is another warning sign: A system that depends on secrecy to survive is already in trouble. There is still time—stay aware and take steps to protect yourself.